How to Apply for your Credit Card: Discovery Bank Black

Earn up to 50% cash back, discover unbeatable travel deals up to 60% off, and save up to 75% on fitness gear. Join now!

By Luiz Fernando in October 11, 2023 Latest update: June 5, 2024

Get the account that pays you for improving your financial situation.

Customers of Discovery Bank receive Discovery Miles as a reward for exercising, driving safely, and making frugal purchases. Discovery Miles, the company’s rewards currency, are more useful and valuable than cash and there are now more ways than ever to earn and use them.

Up to 50%:

With Vitality Active Rewards’ new, personalized gameboard, earn hundreds of Discoveries Miles every week.

Goals
Products
Spend

Your Goals:

To unlock Activity tiles of up to 1,500, you must reach your weekly Spend, Exercise, or Drive objective.

Your Products:

Depending on how many Discovery products you own, unlock the Discovery tile for up to 750.

Your Spend:

Spend money with our fuel, pharmacy, and supermarket partners to open the Partner Spend tiles, which may be up to 1,500 dollars, giving you the potential to get back your biggest weekly purchases.

Spend your Discovery Miles to receive discounts of up to 30%.

If you use your Discovery Miles with a Discovery Bank Black Card Account during the month, you might save up to 15%:

When you use your Discovery Miles to make purchases at over 40 fantastic online and in-store retail partners, you can save up to 15%. Additionally, on Miles -Day on the 15th of every month, these doubles to up to 30% off for 24 hours.
When you use your Discovery Miles to purchase airtime, data, or prepaid water and electricity using the banking app, you can save up to 15%.
Spend them on a variety of great rewards in the Vitality Mall to receive discounts of up to 15%.

Also, possible

Spend your Discovery Miles on travel, lodging, and rental cars.
You can convert your Discovery Miles into cash.
Alternatively, use a Discovery Miles Account to send them to your contacts.

Discover a world of unbeatable travel deals in the most practical way possible

With Discovery Bank, you have exclusive access to Vitality trip, a one-stop trip booking platform that is unique to South Africa.

Take advantage of unheard-of savings on a variety of domestic and international flights, hotel stays, rental cars, and thrilling travel experiences.

Up to 60%:

From domestic flights:

Get six one-way local flights with our partner airlines for 10% to 75% less, with an additional limitless 10% off after that.

Up to 50%:

Away from international flights:

Receive 10% to 50% off two roundtrips domestic or international reservations with one of our partner airlines, plus an additional 10% off at any time.

Up to 25%:

Off-season lodging and car rental:

Get 10% to 25% off local lodging and rental cars for an unlimited time.

Additionally, through Booking.com, utilize Discovery Miles to purchase thousands of local and worldwide listings on Vitality Travel that are not discounted.

Up to 15%:

Off your upcoming beach vacation, cruise, or city excursion:

Travel to Dream Destinations with Contiki, Royal Caribbean International, and World Leisure Holidays and receive up to 15% cash back.

Travel services and advantages.

Now available on the Discovery Bank app, you can tap, tap, fly to reserve your discounted domestic and international flights.
Access to a worldwide concierge service to help with booking travel, getting tickets to events, and more.
International coverage for treatment at the closest medical facility in the event of an emergency.
International insurance for damaged or missing luggage.
Reimbursement for non-refundable airfare in the event of an unanticipated or medical emergency for trip cancellation or interruption.
International accident damage coverage for rental cars.
The capacity to make payments and withdraw money anywhere Visa is accepted.

APPLY NOW

Get in shape with a Discovery Bank Black Card Account and up to 75% in savings.

Whatever sport you select, try to perform your absolute best. You can obtain:

Up to 70%: Off fitness devices and Nike performance gear.

Dynamic Interest Rates allow you to pay less and save more.

As a Discovery Bank customer, you can use Dynamic Interest Rates to manage your interest rates based on your Vitality Money status. What you can get with a Discovery Bank Black Card Account is:

On your positive balances in your regular accounts, you may earn interest of up to 2%.
Interest rates on demand savings accounts can reach 6.75%.
Less interest on your loan rate of up to 5%.

Purchase the only Real-Time Forex Accounts

Our Discovery Bank Forex Accounts are available in British Pounds, Euros, and US Dollars, and you can open one fast and effortlessly using the Discovery Bank app.

Get real-time rates and begin investing and conducting business right away in the foreign currency of your choice. Additionally, there are no costs for transfers and currency exchanges between your accounts in foreign currencies and Rand, and we’ll even help you keep track of your foreign currency allowances!

For quick on-the-go payments while traveling outside of South Africa, add your free virtual card to the banking app and connect it to your smart device. Alternatively, order a physical debit card to make cash withdrawals overseas.

Enjoy banking in the future with Discovery Bank.

You have access to additional features as a client of Discovery Bank than just standard banking services. When you sign up with Discovery Bank, you’ll have access to the following fantastic goods and app features.