We recommendation is:
How to Apply for your Money Credit Card
Credit cards are financial products that help people face unexpected situations, make large purchases, pay for groceries and services, and much more. One that stands out in the South African financial landscape is the Money Credit Card.
This card is tailored to customers’ needs, offering them exclusive benefits and features, to enhance their financial experience.
Money Credit Card will provide you cashback offers at partners, Mastercard support, ease to make transactions, interest-free days, and much more.
The Wired Cabin Team prepared a complete guide about the Money Credit Card. Read this article until the end to learn more about benefits, features, pricing and know how to apply for yours.
Money Credit Card Benefits
This card offers an array of exclusive features and perks to its customers, see below the main advantages provided by it:
- Cashback Offers: With this card, you can enjoy a significant cashback of 3% on purchases made online at Game, Makro, and Builders, 2% on in-store spending at Game, Makro, Builders, and Cambridge Food, and 1% back on all other purchases made with your Money Credit Card. That will help you to save some money on every transaction, offering more flexibility in your everyday spending. Your rewards will be paid every quarter, the amount will be reflected on your statement.
- Interest-Free Days: Take advantage of up to 55 days interest-free to make purchases with more freedom and flexibility. With that feature, you can save some money, providing peace of mind to you.
- Worldwide Acceptance: Make purchases with your Money Credit Card anywhere you go, Mastercard ensures that your card will be accepted in millions of countries and stores. It’s a good option for frequent travelers, that will enjoy a hassle-free experience when abroad.
- Card Protection: This card offers extensive customer protection insurance, to cover you in case of death, disability, and loss of income. That offers peace of mind in unexpected situations you may face in your life.
- Money Credit mobile App: As a Money Credit cardholder you can get access to a customer-friendly App that will enhance your financial experience to another level. With the Money Credit App, you will be able to track your spending, buy prepaid services, manage your account, check your balance, and much more.
- Free Card Delivery: The first card will be delivered to your address just for free, via courier, within 5-7 working days you will receive your credit card.
- Additional Card: You can share your credit limit with your family and friends, it’s possible to get one additional card just for free.
What You Should Have to Apply
To apply for the Money Credit Card you should meet some eligibility criteria. See below:
- Be 18 years or older
- Have a valid SA ID or Drivers License
- Possess a bank account
- Stay employed and earn at least R 3000 per month
- You may need to provide proof of income like your latest payslip or bank statements
- A good credit history, without past trouble with credit usage, will ensure that you are a trustworthy customer.
There are requirements to apply for this card, before starting your application you need to review if you meet all criteria.
By meeting all requirements, your chances of approval will be improved.
About RCS
The provider of the Money Credit is RCS, one of the most respected financial institutions in South Africa. This consumer finance company was founded in 1999 and today it is owned by BNP Paribas, the 6th largest bank in the world.
RCS Group offers a wide range of financial products and services like credit cards, personal loans, insurance solutions, and much more.
Also, RCS commits to corporate social responsibility, establishing a lot of initiatives in South Africa, to make a positive impact in the community. That company helps young people and entrepreneurs on their journey, by providing opportunities to them.
Who is this card for?
The Money Credit Card is ideal for people who are looking for a card with substantial cashback earnings, especially at partners like Game, Makro, Builders, and Cambridge Food. Cardholders can get up to a significant 3% back on purchases.
Also, it is a good option for those who are looking for an easy-to-get credit card, it does not require a high-income level and the documentation needed will not be a problem for South African citizens.
In addition, you can enjoy exclusive benefits and features like interest-free days, worldwide acceptance, card protection, etc.
This card is a perfect solution for those who value rewards earnings, and tailored benefits, with an affordable monthly service fee.
Step by Step to Apply for the Money Credit Card
The application process for this card is easy and simplified, with a few minutes you can complete it, see below the step by step to apply:
- You can apply for the Money Credit Card online or in person at Game, Makro, and Builders selected stores nationwide
- Before starting your application, review carefully if you meet all the requirements established by RCS
- If you opt to apply online, go to the Money Credit Card’s official website and press the “Apply Now” button
- You will be redirected to an application form, fill out it with the information required
- Before submitting the form, review carefully the information provided
- Wait for the approval message
- After approval, your Money Credit Card will be delivered within 5-7 working days, via courier, just for free.
- When you receive your card, you will need to activate it to get the PIN and to start making purchases.
- If you opt to apply at Game, Makro and Builders selected stores nationwide, the Customer Service Team will help you with your application.
How to Activate the Money Credit Card?
After receiving your card, you should need to activate it by calling 0861 555 997. You will need to provide your ID number and the account/card number, if everything is correct, your card will be activated and ready to use.
Pros and Cons of Money Credit Card
This card has pros and cons, analyze them before deciding to apply for it. See below:
Pros
- Good cashback earnings
- Up to 55 interest-free days
- Worldwide acceptance with Mastercard
- Credit Card Protection
Cons
- Minimum monthly income and employment requirements
- Absence of travel benefits like lounge access or miles program
- The substantial cashback offers are only available on selected partners
Fees and Tariffs
See below the main costs associated with the Money Credit Card:
- Monthly service fee: R56.49
- Initiation fee (once-off): R100.88 where applicable
- Late payment fee: R100
- Overlimit fee: R200
- ATM balance: R15.10/enquiry
- Overseas ATM balance: R5.20/enquiry
Money Credit Card Customer Service
If you have any doubts or enquiries, you can contact the Customer Service Team on these channels:
- Phone: 0861 555 997
- Email: [email protected]
- Head Office: Golf Park, Raapenberg Rd, Mowbray, Cape Town, 7700.
The Money Credit Card is a good option for people who are looking for a credit solution, tailored to their needs, with rewards and exclusive features. So, after all the information provided, if you want to get this card, you only need to press the green button on this page to start the application process.
For more card reviews, follow us here.
