How to Apply for your Chase Marriott Bonvoy Bountiful Credit Card

The Chase Marriott Bonvoy Bountiful Credit Card emerges as an attractive choice for discerning travelers seeking to maximize rewards and perks through the Marriott Bonvoy program. Jointly offered by JPMorgan Chase & Co. and Marriott International, this mid-tier hotel rewards card is perfectly positioned between entry-level and luxury offerings, boasting a range of exclusive travel and everyday benefits.

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With a robust welcome bonus, impressive points-earning potential, and automatic Gold Elite status, this card stands out as a tool for elevating every Marriott stay and seamlessly integrating travel rewards into daily life.

In addition to generous earning rates at Marriott hotels, cardmembers enjoy substantial rewards on dining and groceries, cementing its value both on the road and at home.

Its $250 annual fee can be justified by perks such as a yearly Free Night Award, no foreign transaction fees, and access to elite upgrades, positioning this card as a compelling choice for those seeking more than just basic travel benefits.

The dynamic nature of Marriott’s points program ensures flexibility, while strategic redemption can unlock exceptional value across thousands of properties worldwide.

Advantages of the Chase Marriott Bonvoy Bountiful Credit Card

Among U.S. travel credit cards, the Marriott Bonvoy Bountiful Credit Card offers significant and distinctive benefits. Cardmembers can earn up to 18.5X Marriott Bonvoy points per dollar spent at Marriott properties, thanks to the powerful combination of base card rewards, Bonvoy membership rates, and Gold Elite bonuses.

The welcome offer—currently 85,000 bonus points after spending $4,000 in the first three months—represents a rapid path to free nights and room upgrades at premium hotels.

Additional advantages include 4X points at grocery stores and restaurants, 2X points on all other purchases, and annual milestone bonuses such as a Free Night Award (with qualifying spend). There are no foreign transaction fees, making international travel cost-efficient. Automated Gold Elite status unlocks privileges like enhanced room upgrades and 2 p.m. late checkout.

The card’s refer-a-friend bonuses, contactless payments, and seamless integration with Marriott’s loyalty program are designed to help travelers and rewards enthusiasts optimize every dollar spent.

Detailed Benefits Breakdown

• • Welcome Bonus: Earn 85,000 Marriott Bonvoy points after spending $4,000 in the first three months. This can unlock free nights at highly sought-after hotels or significant discounts at luxury properties.

• • Points Earning Structure:
    • Up to 18.5X points per $1 spent at Marriott Bonvoy hotels (when combining card rewards, base member earnings, and Gold Elite bonuses).
    • 4X points at restaurants (including eligible takeout and delivery) and at U.S. grocery stores.
    • 2X points on all other purchases.

• • Gold Elite Status: Automatically granted to cardholders, providing room upgrades, 25% bonus points on Marriott stays, late checkout where available, enhanced Wi-Fi, and a welcome gift upon check-in.

• • Annual Free Night Award: Earn a Free Night Award (up to 50,000 points) each card year after spending $15,000. This reward can be redeemed at thousands of Marriott hotels worldwide.

• • No Foreign Transaction Fees: Ideal for international travelers—spend abroad without incurring extra charges.

• • 1,000 Bonus Points: Earned for each eligible paid Marriott stay booked with the card.

• • Refer-a-Friend Program: Receive additional Bonvoy points for each approved referral.

• • Purchase Protection and Extended Warranty: Covers new purchases against theft or damage and extends manufacturer warranties by a year.

• • Travel Protections: Includes baggage delay, lost luggage reimbursement, and trip delay/cancellation coverage.

Requirements and Prerequisites to Apply

Applicants for the Marriott Bonvoy Bountiful Credit Card must be at least 18 years old (19 in Alabama and Nebraska; 21 in Puerto Rico). A strong credit profile is encouraged—a FICO score of 670 or higher (good to excellent credit) is typically recommended. Legal U.S. residency, a permanent U.S. address, and a valid Social Security number are required. Chase will review employment and income information, as well as your overall credit history.

Eligibility also considers existing Chase relationships—current or past cardholders within the same rewards program may not qualify for another fee-based Marriott card. Married applicants may apply individually. Full details and terms are available at the Chase Pricing and Terms page.

About JPMorgan Chase & Co.

Chase stands as a global financial powerhouse with a storied history exceeding two centuries. Headquartered in New York City, Chase operates in over 100 markets internationally and manages more than $3 trillion in assets. Renowned for pioneering digital banking, vast branch networks, and robust customer service, Chase offers an array of products, ranging from basic checking to complex investment solutions.

As a major issuer of co-branded and proprietary credit cards, Chase is a top choice for millions of Americans and partners with leading travel, airline, and hotel brands. Its user-oriented digital banking and mobile platforms reflect a commitment to seamless, secure, and modern finance management. Whether customers seek in-person or digital experiences, Chase’s trusted heritage and vast resources assure robust support for their financial needs.

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Who Is This Card For?

The Marriott Bonvoy Bountiful Credit Card is designed for frequent travelers loyal to Marriott Bonvoy hotels—especially those who value status, bonus points, and annual rewards.

Ideal cardmembers include business travelers, families who regularly vacation at Marriott properties, and rewards enthusiasts who want to accelerate point earnings through both travel and everyday spending.

Applicants with good to excellent credit who will spend at least $15,000 annually (to access the Free Night Award) can derive optimal value. It is less suitable for those new to building credit or for individuals seeking a no-annual-fee product.

Program Details and Rewards Structure

The Marriott Bonvoy Bountiful card focuses on delivering elevated rewards in the form of Marriott Bonvoy points—redeemable for free nights, room upgrades, experiences, travel, and more.

• 18.5X Total Points at Marriott: Earn through a combination of card earning (6X), Bonvoy member base points (10X), and Gold Elite status (2.5X) at eligible hotels.
• 4X Points on Restaurants and Groceries: Both domestic and international dining, plus U.S. supermarkets, accelerate point accumulation.
• 2X Points elsewhere: Earn on all other eligible purchases.

Points can be redeemed flexibly: use them for standard/free nights (with dynamic pricing), bidding on experiences, transferring to airline partners, or for upgrades.
Gold Elite perks include bonus points, better rooms, late checkouts, and exclusive member rates. The annual Free Night Award (after $15,000 spend) adds a compelling incentive to concentrate spend on the card.

Initial and Minimum Credit Limits

Upon approval, Chase guarantees a minimum credit access line of at least $5,000 for the Marriott Bonvoy Bountiful Credit Card. This ensures cardholders have adequate purchasing power to take advantage of rewards, travel bookings, and everyday use. Your actual starting credit limit will be determined based on your creditworthiness and financial standing—often higher for applicants with stellar credit profiles.

• Minimum Credit Limit: $5,000
• Maximum Credit Limit: Not publicly disclosed; highly qualified customers may be approved for significantly higher limits at Chase’s discretion

This flexible range enables both moderate and high spenders to leverage the card for major purchases and travel expenditures without frequent rejections due to credit limits.

How to Apply: Step-by-Step Guide

Applying for the Chase Marriott Bonvoy Bountiful Credit Card is streamlined and entirely digital:

1. Visit the Official Application Page: Go to Chase Marriott Bonvoy Bountiful Application.
2. Complete the Online Application: Enter personal details (full name, address, date of birth, Social Security number, income, and employment status).
3. Review Terms and Conditions: Read about APRs, fees, and program policies.
4. Submit Application: After confirming all information, submit your application.
5. Await Decision: Most applicants receive a response within minutes. Some applications may require additional verification or documentation.
6. Card Delivery: If approved, expect your card in the mail within 7–10 business days.
7. Register for Online Access: Once received, activate your card and create/log into your Chase account to manage spending and rewards.

Activating Your New Card

Upon receipt, activate your Marriott Bonvoy Bountiful Credit Card online at chase.com or via the Chase Mobile app. Alternatively, call the activation number provided with your card mailer. Online activation provides instant access to your account, including all card benefits and reward tracking. Setting up online banking enables you to monitor transactions, pay bills, and manage rewards efficiently.

Pros and Cons

Pros:

• Exceptional points earning (up to 18.5X on Marriott stays).
• Automatic Gold Elite status without spend requirements.
• Annual Free Night Award (with $15,000 spend).
• No foreign transaction fees—excellent for international travel.
• Strong protections and purchase/trip insurance benefits.

Cons:

• High annual fee ($250) compared to non-premium hotel cards.
• Maximum value requires substantial Marriott spending and $15,000 annual spend for Free Night Award.
• Lacks some luxury travel benefits found on higher-fee cards (like airport lounge access).
• Variable APRs (20.49%–27.49%)—can be costly if carrying a balance.
• Redemption value fluctuates due to dynamic points pricing.

Fees and Charges

• Annual Fee: $250
• Purchase APR: 20.49%–27.49% variable, based on creditworthiness and the Prime Rate
• Balance Transfer APR: 20.49%–27.49% variable; balance transfer fee is $5 or 5% (whichever is greater)
• Cash Advance APR: 29.24% variable; cash advance fee is $10 or 5% (whichever is greater)
• Late/Returned Payment Fee: Up to $40
• Over-the-limit Fee: None stated
• Foreign Transaction Fees: None
• Chase Pay Over Time Fee: Up to 1.72% of selected balances per month (fixed, no interest applied to those balances while plan is active)

For a full, up-to-date breakdown, consult the official Pricing and Terms page.

Customer Service

Chase provides multiple avenues for cardholder support:

• Phone (General Inquiries): 1-800-935-9935
• Credit Card Support: 1-800-432-3117
• Lost or Stolen Cards: 1-800-432-3117
• International Assistance: 1-302-594-8200
• Branch Locator: locator.chase.com
• Online Chat: Available via your secure account login

Chase’s mobile app also provides support chat, account management, and real-time alerts for added security. For additional details, consult the resources above or your local Chase branch.

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