Loading

Standard Bank Term Loan

Take a look below to better understand the loan details we found for your profile

Standard Bank

-- Advertising --

5/5

Learn more details about the loan Standard Bank Term Loan

Term Loans offer a tailored approach to borrowing money for your specific needs or purchases. You’ll get the loan all at once and repay it regularly. Predictable installments, based on your purchase and income. With a personal loan, you can borrow anywhere from R3,000 to R300,000. Plus, you have the flexibility to choose a repayment period ranging from 12 to 84 months, along with personalised interest rates designed to fit your financial circumstances.

What do you need to know about Standard Bank

Established in 1862, Standard Bank Group stands as a prominent South African bank and financial services provider, extending its expertise in banking, investment, and insurance solutions to individuals, businesses, and economies throughout Africa. With a rich history spanning 161 years, Standard Bank has expanded its operations across Africa, Europe, the Middle East, the Americas, and Asia, serving over 15 million active clients across 20 in-country operations in sub-Saharan Africa alone. Globally recognized, Standard Bank manages assets valued at R1.4 trillion, underscoring its enduring commitment and substantial footprint in the global financial arena. As Africa’s largest bank by assets, Standard Bank continues to play a pivotal role in driving economic growth and prosperity across the continent.

Want to get a Standard Bank Term Loan? Then tap the green button above and see how to apply for one!

Benefits of Standard Bank Term Loan

Personalised Interest Rates

Discover the tailored interest rates available for your loan application, designed to fit your unique financial circumstances and goals.

Flexible Repayment Options

Choose the repayment terms that suit you best, ranging from 12 months to 84 months, giving you the freedom to manage your finances on your terms.

UCount Rewards Benefits

Use your UCount Rewards Points to cover your monthly installment payments, adding convenience and flexibility to your loan repayment process.

Why Choose Standard Bank Term Loan?

Consider a Term Loan example: borrowing R30,000 over 36 months at 24.75% interest per month, resulting in a monthly repayment of R1,423, inclusive of a R69 service fee and a R1,207.50 initiation fee (VAT inclusive). Standard Bank interest rates are personalised, capped at prime plus 17.5% as per NCA regulations. Long-term loans offer benefits such as lower interest rates, liquidity preservation, potential tax advantages, repayment flexibility, and convenient online application, making them a viable option for borrowers seeking financial stability and flexibility.

Want to get a Standard Bank Term Loan? Then tap the green button below and see how to apply for one!