Capitec Bank Personal Loan

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Capitec Bank Personal Loan

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Learn more details about the loan Capitec Bank Personal Loan

Get your personalized credit solutions with the Capitec Bank personal loan. The personal loan is the most popular among the variety of financial products.  Capitec Bank personal loan is designed for individuals who have a monthly income of R3000 and are seeking financial solutions to meet a wide range of purposes.

  • Market leading financing: Capitec Bank personal loan offers market-leading financing up to R500000. Most of the banks in South Africa do not offer such big amounts.
  • Flexible monthly payment: Capitec Bank lets you choose between the lowest installment or the lowest interest rate. You can have the offer that suits you best. The monthly installment amount includes all service and initiation fees.
  • Longer repayment terms: This loan comes with a competitively longer repayment term. You can repay the loan within 12 to 84 months with a fixed monthly repayment.
  • Faster approval: When you apply for a personal loan, you will get approval within minutes and the funds will be available immediately to you if all the credit affordability criteria are met.
  • Loans consolidation: You can consolidate all your existing loans into 1. It will help you with easier monthly repayments.

Press the button and see the steps on how to apply for this loan. 

About the Capitec Bank Personal Loan

Personal loan offered by the Capitec Bank comes with a market-winning loan amount of up to R500000. You can meet your various financial purposes with this big amount. The simplicity of this loan allows you to get approved in minutes and immediate funds.

The interest rate starts from 13.75% per annum and you can choose a flexible repayment term starting from 12 months to 84 months. But to avail of the loan you should earn a minimum of R3000 monthly.

About the Capitec Bank

Capitec Bank is a digital bank that provides banking solutions paperlessly. The bank is obedient to make your life easier by providing funding solutions so that you can live better.

The Global One personal banking solution enables you to make all the banking activities for personal and business uses.

  • Transact: Move cashlessly and be able to pay digitally. Making transactions with the app, or card in the fastest, safest, and easiest way.
  • Save: Save your money for the future with four saving plans and even invest in shares. Transactional accounts, flexible saving, and fixed-term saving plans are designed to meet different customer needs.
  • Insure: Life is so uncertain. The events of death or other unexpected life events Capitec Bank’s Insure plan can protect you or your family. The insure plan covers the event of permanent or temporary disability, retrenchment, unemployment, inability to earn other than disability, or death.
  • Credit: This bank has personalized credit solutions. You can get access to personal loans, credit card loans, home loans, vehicle loans, education loans, home renovation loans, and medical loans.

Capitec has a Live Better program that offers rewards to clients for spending. The Live Better program is designed with cashback on monthly spending, cashback, or discount on spending at a partner’s network, easy ways to save your charge on the app and enroll in free online courses, games, and guides.

Global Biz is a digital-led and relationship-based solution for businesses from Capitec Bank. It offers simplified banking solutions.

The banking services of this bank are transparent and affordable. There are no hidden fees, and the Capitec Bank is committed to providing a clear picture of what you are paying for. You can manage all your banking activities 24/7 by using the mobile app.

Why choose this loan?

This loan offers a market-winning credit amount of R500000. Most of the other loans offer R350000. So, if you need more than R350000, you can take this loan.

Besides these, Capitec Bank allows you to choose between the lowest installment or the lowest interest rate. You can choose on your flexibility. It has a competitively long repayment term of up to 84 months. You can consolidate all your existing loans and ensure hassle-free banking.

After submitting the loan application, it just takes a minute for the approval and the fund will be available immediately. So, in your hardship, you do not need to wait for long, rather you will have the money immediately.

Lastly, Capitec Bank is very reputed in South Africa. Lafferty, an international banking advisory group, introduced this bank as the best bank in the world in its inaugural Bank Quality Rankings.

Press the button below and see the steps on how to apply for this loan.