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We found your Credit Card: Nedbank Gold American Express
Take a look below to better understand the credit card details we found for your profile
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Learn more details about the card
- Earn 5,000 bonus points spending at least R10,000 in the first 3 months
- Get up to 12 visits per year to the Bidvest Premier Club lounges in national airports
- Earn 1 Membership Rewards point on every R5 spent
- Travel insurance up to R 4 million
American Express Gold Credit Card Overview
NedBank has designed and made available to its member’s different credit plans with tools and features for each scenario, which adapt to each individual’s payment capabilities, needs, and preferences.
With The American Express Gold Credit Card, you can enjoy your credit. This plan allows the individual to make purchases with ease and security while surrounded by great benefits just by paying with your card.
Want to get an American Express Gold Card? Then tap the green button below and see how to apply for one!
Before submitting your application
If you are looking for a credit card, keep in mind that several factors can determine the response to your application. Regardless of the financial institution, these factors may allow a card to be granted more quickly and without objections.
Most banks have fundamental requirements to carefully evaluate the applicant’s credit history, payment capacity, and cash flow. The evaluation of this data allows the bank to determine the level of credit and interest the individual can afford. If you want The American Express Gold Credit Card, don’t overlook this.
Credit history
This point is of utmost importance. The credit history allows observing the experience acquired on previous credits. The credit score permits the bank to determine if the applicant can pay and is punctual with the payment. To determine the credit history of a client, the following is verified:
- Labor stability.
- Duration of the contract in case it is temporary.
- Work sector.
- Payment history.
- Percentage of credit use.
Payment capacity
The applicant must be realistic about their ability to pay since if the credit card balance is higher than their ability to pay, the bank may decide to reject the application. We recommend determining the percentage of income that will be used to pay for the credit.
To get The American Express Gold Credit Card, it is necessary to afford a minimum monthly service fee of 70R, with a one-time initiation fee of 670R.
Money flow
The banking institution can ask for a statement of the money handled monthly, ensuring that the applicant can pay the amount offered in the credit. It is not required a high amount, but the monetary flow of the members is constant.
The American Express Gold Credit Card requires applicants to have a monthly payroll of R17,000 before taxes.
Benefits of The American Express Gold Credit Card
With your American Express Gold Credit Card, you will also receive countless benefits and tools that will allow you to enjoy the best way, with the help of a team professionally trained in using bank credits. Some of the benefits that you can acquire with your subscription are:
- Earn welcome points for new members.
- Access to VIP lounges in national airports.
- Exclusive offers in associated stores.
- Withdrawal at any ATM.
- Credit insurance in case of accidents or dismissal.
- Travel insurance up to R 4 million.
- And much more.