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How to Apply for your Credit Card: World Citizen Standard Bank
Standard Bank is a highly regarded financial institution throughout South Africa offering opportunities to its clients and credit plans adapted to different needs. World Citizen Credit Card is one of the best options for Standard Bank.
World Citizen Credit Card
How to get a World Citizen Credit Card?
If you already have a bank account at Standard Bank, you only have to submit your credit application. For this, you have to log in to your bank profile, fill out the Call Me Back form, and wait for a response from the Standard Bank team.
If you do not have an account, you must apply through the online platform and meet the following requirements to open one:
- ID or passport if you are not a South African citizen. The citizen must be over 18 years old.
- The payroll of no more than three months.
- Recent bank statement (3 months).
- Proof of address not older than three months.
- The minimum monthly earning is a fee of Rs 25,000.
Standard Bank reserves the right to grant credit accounts to citizens who do not meet all the requested requirements. All the data must be verified to maintain the credibility of the credit profile of the citizen.
Payment installments
The applicant must establish quotas and credit limits for their credit plan considering that through the Standard Bank mobile application, the limit can be modified.
The minimum monthly payment fee is 199.00 rands, equivalent to 3% of the total amount of the credit. The client must demonstrate that they can pay it, with an initiation fee of 180 rands. The interest rate can be 0% when choosing the 6-month budget plan. If you don’t want to purchase the credit, you can get 55 days free of interest if your account is paid in full.
World Citizen Credit Card Characteristics
The credit card is a Black Mastercard, allowing purchases in millions of stores worldwide. This card receives reward points for every purchase made no matter the type of business.
With the World Citizen Credit Card, you can make purchases through complementary applications, such as SnapScan or Masterpass. You just have to link the card to the applications and start shopping.
It is also possible to make cash withdrawals through ATMs, make inquiries or manage your credit card. If you cannot access an ATM, you can manage the card through the application or the online platform. Also, it is possible to activate or deactivate, even block the card.
New lifestyle with World Citizen Credit Card
The World Citizen Credit Card adapts to each user without leaving aside their limitations and needs. Whether you want to start a new life as a traveler, discover new places, start your studies or pay tuition, start a new venture, or whatever drives you to apply for a loan.
If travel is your thing, you can get discounts on flights, special rates, and even exclusive offers just by using your card at one of the points established by Standard Bank. You also receive discounts on car rental, guided tours, accommodation, and personalized assistance by calling 0800-212-328.
For a different lifestyle, you can receive discounts and rewards for online purchases and discounts when contracting services, such as cleaning services on the SweepSouth platform which gives you a discount of Rs 150 for the first service contracted.
If you have children with Lingokids, you can receive two months of free articles, information, and advice regarding the care and well-being of children of all ages.
With the World Citizen Credit Card, you can receive discounts of up to 50% on professional preparation courses on Udemy to make your way into business, digital marketing, and many more options.
Do I have security when I purchase my World Citizen Credit Card?
For Standard Bank, security is not a problem. For this financial institution, it is a priority to keep your identity and your credit purchases protected. It guarantees the total protection of all data of its clients and their confidentiality.
If you are traveling and have made all your purchases with your World Citizen Credit Card, you have coverage on your luggage in case of delays. You will also receive insurance designed to cover any medical emergency during your trip.
When making any purchase regardless of the merchant Standard Bank assures you protection, allowing the client to verify each purchase made with the credit card. If you suffer an attack or robbery when withdrawing money at an ATM, the financial institution also has special insurance for ATM robberies.
What are you waiting for to acquire your World Citizen Credit Card?
Standard Bank has made available to its customers a credit plan designed for everyone, which comes with countless benefits like fully customized interest rates, adaptable service fees, and a minimum monthly payment of 3% of the outstanding balance. Each member can cover any financial need, and at the same time, they will be able to take their first steps focused on a new lifestyle and will not do it alone. From the first moment, the customer service team will cover every question or concern, seeking to provide the best possible solution.
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