Step into a world of financial empowerment with the Discovery Bank Platinum Credit Card. This exceptional card offers more than just credit.


Get the account that pays you for improving your financial situation:

Customers of Discovery Bank receive Discovery Miles as a reward for exercising, driving safely, and making frugal purchases. Discovery Miles, the company’s rewards currency, are more useful and valuable than cash and there are now more ways than ever to earn and use them.

  • Up to 50%:
  • Through Healthy Food, you can stock up on wholesome foods at Pick & Pay or Woolworths.
  • back on baby necessities at Babies R Us, Toys R Us, or Dis-Chem Baby City with Healthy Baby, and on personal care items at Clicks or Dis-Chem with Healthy Care.

2) Up to 15%:

  • On Uber trips and fuel sales at specific BP and Shell gas stations.

3) Up to 5%:

  • Premiums for the Bank-Integrated Discovery Life plan.
  • For each R1 reward you earn back, you will receive 10 Discovery Miles.
  • Additionally, as you spend during the month using a qualifying credit card or multicurrency forex card, you will earn Discovery Miles.

Spend your Discovery Miles to receive discounts of up to 30%.

If you use your Discovery Miles with a Discovery Bank Platinum Card Account during the month, you might save up to 15%

  • When you use your Discovery Miles to make purchases at over 40 fantastic online and in-store retail partners, you can save up to 15%. Additionally, on Miles -Day on the 15th of every month, these doubles to up to 30% off for 24 hours.
  • When you use your Discovery Miles to purchase airtime, data, or prepaid water and electricity using the banking app, you can save up to 15%.
  • Spend them on a variety of great rewards in the Vitality Mall to receive discounts of up to 15%.

You can also:

  • Spend your Discovery Miles on travel, lodging, and rental cars.
  • You can convert your Discovery Miles into cash.
  • Alternatively, use a Discovery Miles Account to send them to your contacts.

With Vitality Active Rewards’ new, personalized gameboard, earn hundreds of Discoveries Miles every week

  1. Goals
  2. Products
  3. Spend

Your Goals:
To unlock Activity tiles of up to 1,500, you must reach your weekly Spend, Exercise, or Drive objective.

Your Products:
Depending on how many Discovery products you own, unlock the Discovery tile for up to 750.

Your Spend:
Spend money with our fuel, pharmacy, and supermarket partners to open the Partner Spend tiles, which may be up to 1,500 dollars, giving you the potential to get back your biggest weekly purchases.

Travel services and advantages:

  • Now available on the Discovery Bank app, you can tap, tap, fly to reserve your discounted domestic and international flights.
  • Free foreign travel insurance when using your Discovery Bank Platinum credit card to purchase airline tickets.
  • International coverage for treatment at the closest medical facility in the event of an emergency.
  • International insurance for damaged or missing luggage.
  • Reimbursement for non-refundable airfare in the event of an unanticipated or medical emergency for trip cancellation or interruption.
  • The capacity to make purchases anywhere that accepts Visa.
  • The ability to withdraw money from any ATM connected to Visa anywhere in the world.
  • Travel experiences to Dream Destinations with Contiki, Royal Caribbean International, and World Leisure Holidays can get up to 15% back.

What features your Discovery Bank Platinum Card account will include

An innovative and simple banking application:

  • Upgrade or add new accounts.
  • Take control of your cards, PINs, and limitations.
  • Check the balances in your accounts.
  • Monitor and enhance the benefits of your dynamic lifestyle
  • Take a look at your Dynamic Interest Rates.
  • Transfer money among accounts
  • Spend and manage your Discovery. Miles
  • Transact internationally in more than 60 currencies.
  • Monitor your foreign exchange allowances.
  • Establish beneficiaries
  • Establish debit orders
  • Boost credit limit
  • Check out and export transaction history
  • To locate transactions, use Smart Search.
  • Use Smart Vault to save significant receipts and documents.
  • Make online and EFT payments.
  • With Live Assist, you may instantly connect with a Discovery Banker in-app for assistance.

Extensive banking advantages.

  • Get a credit card account that offers purchases with some credit card transactions interest-free for up to 55 days.
  • To begin using Discovery Bank virtual cards right away after registering
  • a single credit line that you can divide whatever you’d like between your credit card and overdraft.
  • Get a borrowing rate that is up to prime minus 1%.
  • Utilize secured credit from Discovery Invest for amounts ranging from R250,000 to R5 million.
  • 30 free, round-the-clock real-time clearance payments to other South African banks
  • Utilize your free Real-Time Forex Accounts to save and transact in US Dollars, British Pounds, and Euros.
  • Instantly settle co-payments for medical services at hospitals, clinics, and pharmacies like Clicks and Dis-Chem.
  • Use Apple Pay, Fitbit Pay, Garmin Pay, Google Pay, and Samsung Pay to make payments on the move.
  • You can send money to any of your contacts who use Discovery with just their phone number.
  • At Checkers, Pick & Pay, Shoprite, and certain Spar locations, you can withdraw money at the cash register.
  • Make deposits at Shoprite, Boxer, Checkers, pick n Pay locations.
  • Receive monthly account statements and free transaction alerts.
  • Choose from a variety of alternatives for limitless, free savings accounts with customized interest rates for significant deposits.
  • Utilize a variety of Vitality Money tools to manage and enhance your financial situation.

An account for Discovery Miles.

  • Discover how to use, manage, and track your Discovery Miles.
  • Create coupons for in-store purchases.
  • Purchase data, prepaid water, and power in addition to airtime.
  • You can convert your Discovery Miles into cash.
  • Send your contacts Discovery Miles.